We pride ourselves in offering transparent, quick financing to our customers, with no hidden fees or costs. You will never owe more than what you agree to upfront.
No need to wait. Buy the things you love today and make easy monthly payments.
The option to pay over time is available to most customers, whether you buy with Affirm, or use our lease-to-own partner, Katapult.
Know exactly what you'll pay up front, without any surprises.
Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers real-time financing for purchases online. With Affirm, you can buy and receive your purchase now, and pay for it in fixed monthly installments.
Buy and receive your purchase now, and pay for it over time. This allows you to split up the price of your purchase into fixed payment amounts that fit your monthly budget. If Affirm approves you for a loan, Affirm discloses your loan terms before you make your purchase. You'll know exactly how much you'll owe each month, the number of payments you must make, and the total amount of interest you'll be paying over the course of the loan. Affirm does not charge hidden fees.
The application process is secure and in real-time. Affirm asks you for a few pieces of information. After you provide this information, Affirm will notify you of the loan amount you're approved for, the interest rate, and the number of months you will have to pay off your loan, all within seconds.
You don't need to have a credit card to make a purchase.
Affirm bases its loan decision not only on your credit score, but also on several other data points about you. You may be eligible for Affirm financing even if you don't have an extensive credit history.
Affirm will send you email and SMS reminders in advance of your upcoming payment. You can also enable “Auto-pay” to schedule automatic monthly payments on your loan.
Note: Your rate will be 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Affirm financing will be available on products that have this badge icon.
Once you've found the product you'd like to order, add your product to the cart and select Affirm as your selected payment method.
With Affirm selected as your payment method, fill out your shipping and vehicle information, then select "Check out with Affirm".
Fill out Affirm's quick application and you will be provided with a real-time loan decision. Select your preferred payment terms and confirm your loan.
Confirm your order and your order will be placed! After checkout, your order will be immediately processed by our team.
With Affirm, you can order your products right away and split your payments into a term that works for you. Your rate and monthly payment will be provided prior to order so you know exactly how much to pay each month.
